AFAANJ thanks our speakers for providing our membership with important and topical information. For furthering the goals of AFAANJ we thank Mr. Ralph Costa of the John T. Costa Agency, Mr. Michael Paolini of the On Site Software Company and Mr. Steve Johnson of Mobile Management Resources, LLC.

As we had only 22 members turn out AFAANJ will return to a technical presentation for our General Meetings. That said those in attendance were all very interested in our speakers and each was asked to provide their contact information to allow follow up meetings.

I was very surprised to learn how much I don't know about not only general liability and errors & omissions coverage but all of the exclusions in insurance policies.  Your board of directors will be meeting with Ralph Costa for our association's insurance needs. It turned out that many of our members were familiar with Michael Paolini and all in attendance found his "war stories” to be very amusing. Our final speaker provided very useful information for fleet management and fuel savings as well as a way we can limit some of our liabilities.